It was so quiet that morning in Paris that the heels of my two companions and myself were loud on the deserted pavements. It was a city of shuttered shops, and barred windows, and deserted avenues.

Large credit guarantees also impede optimal allocation of financial resources and increase moral hazard.

Regular people should not underestimate people who are small. In every aspect, they can do the things that normal people can.

While Free Choice Vouchers didn't fulfill my vision of a health care system in which every American would be empowered to hire and fire their insurance company, they were a foothold for choice and competition and a safety valve for Americans whose employers are already forcing them to bear more and more of their family's health insurance costs.